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102 W 3rd Street, Flora, IL 62839.
Endless Potential in a One-of-a-Kind Property! This unique home has worn many hats over the years-serving as a family residence, doctor's office, and even a flower shop-and is now in the process of being transformed back into a truly remarkable home, ready for your finishing touches. Major updates have already been completed, including a new roof and HVAC in 2024, along with significant renovations in 2015. With so much already invested, this property offers a rare opportunity to create something truly special. Inside, you'll find an abundance of custom features and flexible spaces. Love to cook? Enjoy the convenience of two kitchen areas. Love to entertain? From the stunning living room to the covered screened deck and beautiful stone patio, there are multiple spaces designed to gather, relax, and impress. While the home still requires finishing work to become move-in ready, it presents an incredible opportunity for buyers with vision. Whether you're a hands-on homeowner, an investor, or someone looking for a custom project, this property is full of potential. The home is being sold as-is, and buyers are encouraged to bring their contractor and fully explore the possibilities. With motivated sellers ready to move on, now is the time to take advantage of this unique offering. If you've been searching for a property you can truly make your own, this is your chance-bring your ideas, create your plan, and make it yours.
MLS ID: 12604728
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102 W 3rd Street, Flora, IL 62839.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $156,000 | $156,000 | $156,000 |
| Down Payment | $31,200 | $5,460 | $39,000 |
| Monthly Mortgage Amount | $779 | $943 | $972 |
| Taxes | $217 | $217 | $217 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $69 | $0 |
| Monthly Estimated Total | $1,096 | $1,329 | $1,289 |
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