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4 Lake Summerset Road , Davis, IL 61019.
This exceptional LAKEFRONT home offers private shoreline access, and the perfect setting for year-round enjoyment! Enjoy80 FEET OF SHORELINE with a NEWER CONCRETE BLOCK SEAWALL and BRICK PAVED PATIO in this beautifully maintained home showcasing quality craftsmanship throughout. The OPEN-CONCEPT DESIGN features a spacious kitchen with gorgeous granite countertops, tiled backsplash, and a large pantry, flowing seamlessly into the living room with vaulted ceilings, a striking two-story stone fireplace, and walls of Pella windows overlooking the water. A bright sunroom on the main level provides the perfect space to relax and take in the views. The main floor includes two bedrooms, a full bath, and convenient first-floor laundry. The upper-level primary suite offers a walk-in closet and private en-suite bath with dual sinks and a large tiled step-in shower. A laundry chute from the upper level adds extra convenience. The walkout lower level is filled with natural light and features a full bath with step-in shower, a covered patio, and additional storage space with a separate entrance-ideal for a golf cart, kayaks, and all your lake toys. Additional highlights include an EXTRA-DEEP,HEATED 3-CAR GARAGE with basement access, zoned heating and cooling, electric sunshade off the deck, fresh paint(2025), and a newer roof (2020). This is a rare opportunity to own a move-in ready lakefront home offering stunning views, exceptional features, and the ultimate lake lifestyle. THIS IS A MUST SEE!
MLS ID: 12607729
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4 Lake Summerset Road , Davis, IL 61019.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $634,000 | $634,000 | $634,000 |
| Down Payment | $126,800 | $22,190 | $158,500 |
| Monthly Mortgage Amount | $3,041 | $3,732 | $3,885 |
| Taxes | $882 | $882 | $882 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $279 | $0 |
| Monthly Estimated Total | $4,108 | $5,078 | $4,952 |