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990 Grove Terrace, Dubuque, IA 52001.
Nestled high in the prestigious West 11th Street Historic District with a breathtaking view of Dubuque and the Mississippi River, 990 Grove Terrace is a true 1906 brick gem that has been meticulously cared for and loved over the years. From the moment you step up to the grand, oversized front doors, you are welcomed by the warmth of beautifully preserved original hardwood floors and classic wood trim that flows throughout the entire home. The thoughtful main-floor bedroom offers easy, convenient living, while two additional bedrooms upstairs provide plenty of room for family or guests. Outside, your front porch sits high above the city, serving up front-row seats to spectacular, unobstructed Eastern views of Dubuque. It is the perfect spot to sit back with a cup of coffee and watch the riverboats drift by, while the tiered lawn, private brick patio, and firepit offer a cozy setting for gathering with neighbors and friends on cool evenings. Beyond its timeless character, this home offers incredible versatility and peace of mind. While it serves wonderfully as a spacious single-family home, the upper level already features a wet bar that can effortlessly be converted into a full second kitchen-making it a breeze to divide into two separate living units for a lucrative long-term or vacation rental. Topped with a long-lasting rubber roof and featuring a full basement for all your storage needs, the property is built to last for generations to come. Seller has priced this property competitively as a result of offering this property as is. You are looking for a forever home steeped in local history or a unique investment opportunity with a Million-Dollar View, this Dubuque treasure is ready to welcome you home. Call your Realtor to schedule your showing!
Shown By
Agent Name: Aaron Healey
Agent Phone: (563) 513-8668
Shown By
Agent Name: Aaron Healey
Agent Phone: (563) 513-8668
Contact an agent to learn more about
990 Grove Terrace, Dubuque, IA 52001.

Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $285,000 | $285,000 | $285,000 |
| Down Payment | $57,000 | $9,975 | $71,250 |
| Monthly Mortgage Amount | $1,441 | $1,769 | $1,789 |
| Taxes | $397 | $397 | $397 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $125 | $0 |
| Monthly Estimated Total | $1,938 | $2,391 | $2,286 |
Dubuque, IA—known as Where Iowa Started—is a quickly growing hub brimming with history around every corner and embraces its small-town roots. The residents here radiate warmth and friendliness as the city still continues to expand its city center. Like much of Iowa and Illinois, Dubuque is known for its historic buildings and cultural centers. It has a plethora of well-preserved buildings and homes, a revitalized main street, and because of its location near the Mississippi, its abundant land and resources were popular among immigrants and travelers (especially Irish and Germans), making Dubuque not only rich in history but largely diverse!
While a ton of progress has been made in the very recent past, Dubuque is on track to continue in the tradition of the first immigrants who settled among its bluffs. Recent recognition includes being named one of the 100 Best Communities for Young People, the Most Livable Small City, an Iowa Great Place and not to mention, was named a five-time All-America City!
From the bluffs overlooking the Mississippi River and historic homes to renovated downtown condos and new construction homes, the Dubuque area has many different housing options.
Summertime is the best time of year to visit Dubuque, since winter gets very cold. The weather is comfortable for most of the year and is yet another reason why the population is still growing. Not only is it a great place to raise a family, but all three districts—Historic Upper Main, Historic Millwork District, and the Historic Old Main—offer residents just about any option for where they’d like to live with an average commute time of just 15 minutes!
Just because Dubuque is Iowa’s oldest city doesn’t mean it’s lacking in things to do! Did you know Field of Dreams was filmed here? Yep! AND you can visit the site. Ride up the world’s shortest, steepest scenic railway for a tristate view, and make sure to check out the Mines of Spain State Recreation Area. Once you set off on one of the many hiking trails following Catfish Creek through the breathtaking limestone cliffs and bluffs, you’ll know why so many settlers called this place home.
As you continue to explore the city of Dubuque, give the kids a chance to visit the National Farm Toy Museum or the National Mississippi River Museum and Aquarium for a fully immersive experience of what Dubuque is all about.
The Hotel Julien Dubuque is a must if you’re looking for somewhere to rest your head for the night. An ornate lobby opens visitors up to 180 years of history—wood-paneled columns and golden elevators included. Other historic stays include the Black Horse Inn as well as the Richards House Bed & Breakfast Inn. If you’re looking to find something that suits a longer stay, Lorelei Cabins, Drake House, and the Cabin at Finley’s Landing are all great for vacation rentals.
Eating and drinking your way through the city is the best way to experience this perfect little paradise! Enjoy soups, sandwiches, brisket, and some of the best brown ale this side of the Mississippi at 7 Hills Brewing Company. If comfort food is your game, Copper Kettles’ house smoked pork ribs have made this place a local favorite, and L.May Eatery also takes comfort food to the next level with gourmet farm-fresh ingredients—fan favorites include the stuffed chicken and pork shanks.
With the rich culture tied to the waterway, it’s no surprise that locals and visitors alike see riverboats making their way up and down the Mississippi daily! It’s honestly fun just counting. Schedule a boat ride and explore the fourth largest river in the U.S. Waiting patiently for your boat? Kill time at the Star Brewery Historic Landmark or make your way to the Diamond Jo Casino.
Explore the city of Dubuque even further by making your way to Crystal Lake Cave—untouched and two million years old—or hit one of the many bike paths along the river to connect with nature.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Dubuque, IA. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Dubuque
600 Star Brewery Drive
Suite 300
Dubuque, IA 52001
(563) 441-1776



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